AmericanEconomy.ai – Terms and Conditions, Privacy Policy, and Disclaimer

Last Updated: January 1 2026

Welcome to AmericanEconomy.ai (the “Service”). These Terms and Conditions, along with our Privacy Policy and Disclaimer (collectively, the “Terms”), govern your use of the Service and any related content provided by AmericanEconomy.ai. By accessing or using the Service, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Service.

1. Acceptance of Terms

1.1 Agreement to the Terms
By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must stop using the Service immediately.

1.2 Updates to Terms
We may modify or update these Terms at any time by posting the revised Terms to the Service or by sending a notification. The revised Terms are effective immediately upon posting. Your continued use of the Service after any such changes constitutes your acceptance of the updated Terms.

2. Subscription Details and Billing

2.1 Subscription and Payment

Subscription Fees: The Service may require the payment of a subscription fee. The current subscription fee and payment schedule will be displayed at the time of purchase.

Payment Methods: We may accept credit cards, PayPal, or other payment methods as indicated during checkout. You agree to provide accurate and up-to-date payment information.

2.2 Trials and Introductory Offers
We may, at our discretion, offer trial periods or introductory promotions. Unless otherwise specified, trials convert to a paid subscription automatically at the end of the trial period, using the payment method on file, unless you cancel before the trial ends.

2.3 Auto-Renewals
Unless specified otherwise, your subscription will automatically renew at the end of the current billing cycle. By subscribing, you authorize us to charge your chosen payment method for the renewal subscription fee unless you cancel before the renewal date.

2.4 Cancellations

Cancellation Process: You can cancel your subscription by following the instructions in your account settings or by contacting our support team.

Effective Date: Cancellations generally take effect at the end of your current billing cycle, and you may continue to have access until then.

2.5 Refund Policy
Refunds may be offered solely at our discretion. If you believe you are entitled to a refund, contact our support team within the applicable billing cycle to request one.

2.6 Subscription Fee Increases

Notice: We reserve the right to change the subscription fees at any time. If we do so, we will provide you with reasonable prior notice by email or through an announcement on the Service.

Effective Date of Increase: The revised fees will apply at the start of your next billing cycle after the notice period. If you do not agree to the new fees, you must cancel your subscription before the end of the current billing cycle.

User Responsibility: By continuing to use the Service after the fee increase takes effect, you acknowledge and agree to the updated subscription fees.

3. Use of Service

3.1 Permitted Use
You agree to use the Service only for lawful purposes and in accordance with these Terms. You shall not use the Service in any manner that could damage, disable, overburden, or impair it or interfere with any other party’s use of the Service.

3.2 Prohibited Activities
You agree that you will not:

– Upload or distribute any harmful, infringing, or illegal content;

– Attempt to gain unauthorized access to our systems or user accounts;

– Misuse the Service to violate any applicable laws or regulations;

– Engage in any activity that violates the rights of third parties.

3.3 Account Security

Account Creation: You may be required to register an account to access certain features of the Service. You agree to provide accurate and truthful information during registration.

Responsibility: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use.

4. User Content

4.1 Content Ownership
You retain ownership of any content you upload, post, or submit to the Service (“User Content”). By submitting User Content, you grant AmericanEconomy.ai a worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, distribute, and display such content in connection with providing and promoting the Service.

4.2 Prohibited Content
You agree not to upload, post, or submit any content that:

– Is illegal, harmful, or abusive;

– Violates any intellectual property or privacy rights;

– Contains personal or sensitive information of third parties without their consent;

– Violates these Terms.

5. No Personal or Sensitive Information

5.1 Sensitive Data
We strongly advise you not to upload or process any personal, confidential, or sensitive information (such as health records, government IDs, or financial information) through the Service.

5.2 Liability
AmericanEconomy.ai is not responsible for any consequences that arise from the misuse of data. If you choose to submit personal or sensitive information, you do so entirely at your own risk, and we may remove such content if it violates our policies.

6. Privacy Policy

6.1 Information We Collect

– Personal Information: Such as your name, email address, and any other information you provide when registering or using the Service.

– Usage Data: Information about how you interact with the Service, including your IP address, browser type, and pages visited.

– Cookies and Tracking Technologies: We may use cookies and other tracking technologies to collect and store information about your use of the Service.

6.2 How We Use Your Information
We use the information we collect to:

– Provide and maintain the Service;

– Personalize your experience;

– Communicate with you regarding inquiries or notifications;

– Analyse Service usage and trends;

– Protect the security and integrity of the Service.

6.3 Sharing Information
We do not sell your personal information. We may share information with third-party service providers that assist us in operating the Service. These third-party providers are contractually obligated to keep your information confidential.

6.4 Data Retention
We retain user data for as long as reasonably necessary to fulfill the purposes for which it was collected or as required by law. You may request the deletion of your data at any time by contacting us.

6.5 Data Security
We take reasonable measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no internet or email transmission is ever fully secure or error-free. Please be mindful of what information you submit.

6.6 International Users
If you access the Service from outside the United States of America, you agree to the processing of your information in accordance with this Privacy Policy and applicable data protection laws.

6.7 Data Breach Notification
In the event of a data breach that compromises your personal information, we will notify affected users as required under applicable law.

7. Disclaimer of Warranties

7.1 No Financial Advice
Any content, information, or materials provided through AmericanEconomy.ai are for general informational purposes only and are not intended to constitute financial, or other professional advice. You should not rely on such content as a substitute for professional advice tailored to your specific circumstances. AmericanEconomy.ai expressly disclaims all liability for any actions taken or not taken based on the information provided. For financial advice specific to your situation, consult a qualified professional.

7.2 No Warranties
The Service is provided on an “as is” and “as available” basis. AmericanEconomy.ai makes no warranties, either express or implied, regarding the Service or its content, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

7.3 Responsibility of Use
You are solely responsible for any outcomes resulting from your use of the generative AI technology provided by the Service. AmericanEconomy.ai shall not be liable for any damages or losses arising from reliance on any content produced by these AI models.

7.4 Ethical Use
You agree not to use any AI-generated content for malicious purposes, including spreading misinformation, creating harmful content, or infringing on intellectual property rights.

7.5 Ongoing Development
The AI models may change over time due to ongoing development. Previously generated results may no longer be valid.

7.6 External Links and Resources
The Service may reference or link to external sites or resources. AmericanEconomy.ai does not endorse and is not responsible for the content or practices of these external sites or resources.

8. Limitation of Liability and Indemnification

8.1 Limitation of Liability
To the fullest extent permitted by law, AmericanEconomy.ai shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Service, including lost profits, data loss, or business interruption.

8.2 Indemnification
You agree to defend, indemnify, and hold harmless AmericanEconomy.ai, its affiliates, and its respective directors, officers, employees, and agents from and against all claims, losses, liabilities, damages, costs, or expenses (including legal fees) arising out of or related to your use of the Service, your User Content, or any violation of these Terms.

9. Governing Law and Dispute Resolution

9.1 Governing Law
These Terms are governed by and construed in accordance with the laws of the United States of America, without regard to conflicts of law principles.

9.2 Dispute Resolution
Any dispute arising out of or relating to these Terms or the Service shall be resolved in the courts of Deleware, and you consent to the exclusive jurisdiction of such courts.

10. Entire Agreement

These Terms, including the Privacy Policy and Disclaimer, constitute the entire agreement between you and AmericanEconomy.ai regarding the Service. They supersede any prior agreements or understandings, whether written or oral, relating to the Service.

If you have any questions about these Terms, please contact us before using the Service. By continuing to use the Service, you acknowledge that you have read, understood, and agree to these Terms in their entirety.