An economic agent for Households
Know what economic changes mean for your household - without reading the reports.
Tell us how your household earns, spends, borrows and saves. We monitor official U.S. economic reports and explain what they mean for your budget, your bills and your plans.
Create an instant free briefing to get started. No login and no credit card required. Takes about 2 minutes.
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Not a generic economic summary. One report, explained for one household.
A generic summary tells you what a report showed. Your briefing starts from your household profile and explains what the release could mean for your budget, your bills and your plans. Highlighted phrases below come straight from this household's profile.
Written for: family with children, renting, Arizona
Illustrative exampleA family of four renting in Arizona. The report it should care about this week: the Consumer Price Index, which tracks the prices households pay for everyday goods and services.
Business day before
The Consumer Price Index comes out tomorrow. For you, the lines to watch are food at home1, your biggest worry, and gasoline3, since you drive a lot for work. With your lease renewing in the spring2, the rent line is an early read on what your landlord may ask for.
Release day: the Consumer Price Index is published
Usually the same day
Prices for food at home1 rose again, while gasoline3 eased. Rents are still rising, but more slowly, which is useful context before your lease renewal2. Grocery bills are likely to keep taking a bigger share of your budget, which may slow your saving for a first home4.
A real briefing quotes the report's own figures here.
Before your next decision
Illustrative example, shortened. It is not based on a specific release and contains no real data; real briefings quote the report's own figures. Briefings are general information, not financial advice.
Answer three quick questions about your household (about 2 minutes) and see your free personalized briefing. Then create an account to save it, and add more detail any time to sharpen future briefings.
The business day before a major report that matters to your household, we email you what it is, why it may matter to you, and what to watch for.
As soon as the new figures are in, usually the same day, we email you a complete impact briefing: what the report showed and what it could mean for your budget, bills, borrowing, job and plans.
The economic news that matters to your household, explained for your household.
For subscribers, an email the business day before a major report such as CPI, the jobs report or a Federal Reserve decision: what it measures, why it may matter to your household, and what to watch for.
Once the report is out, a briefing that quotes the official figures and explains what they could mean for your budget, your bills and your plans. Subscribers keep every briefing in their dashboard history.
Start with three questions. Everything beyond the basics, such as income, debts and savings, is optional. Update your profile any time from your dashboard.
Start with a free personalized briefing. Subscribe for ongoing monitoring for your household.
$0
$9.95 / month
Subscribe from your dashboard once you have an account. If you cancel, your subscription ends at the end of the current billing period and you won't be charged again.
About 40 official US economic reports from the Bureau of Labor Statistics, the Bureau of Economic Analysis, the Census Bureau and the Federal Reserve, including CPI inflation, the jobs report, real earnings, personal income and spending, consumer credit, housing and FOMC interest-rate decisions. Email briefings go out for the major releases. The full list, with release dates, is on The Reports page.
No. Your briefings are general information about what official economic reports could mean for a household like yours. They are not personal financial, investment, tax or legal advice, and they are not recommendations to buy, sell or choose any specific financial product. For decisions about your own money, talk to a qualified professional.
We use them to tailor your briefings and your profile summary to your household. To generate your free briefing, your answers to the three starter questions are sent to our server and to an AI model that writes it. When you create an account, your answers are saved to it. We don't sell your information, and we never ask for account numbers. Our Privacy Policy explains exactly what we keep and who helps us process it.
No. You start with three quick questions, which is enough for your free personalized briefing. Everything else, including income, debts and savings, is optional; you can add it any time from your dashboard, and it makes future briefings more specific.
Free: a starter household profile and one complete personalized economic briefing, with no credit card required. A subscription ($9.95/month) adds ongoing monitoring: personalized heads-ups before relevant releases, complete impact briefings after them and your briefing history. Free accounts may occasionally get a short reminder that a relevant report is coming out, with an invitation to subscribe; these are not briefings.
Times are your local time (based on the state in your profile, or Eastern time). Subscribers get a heads-up from 9am the business day before a relevant release, and the impact briefing as soon as the new figures are in, usually the same day (between 7am and 9pm), as a short summary, in medium detail or as a deep analysis: their choice. If several reports land together, we lead with the one that matters most to your household and mention the others. When nothing major is due, subscribers get a short catch-up every few days. You can change the detail or turn these emails off from your dashboard.
From your dashboard, press “Cancel subscription”. Your subscription ends at the end of the current billing period, you keep full access until then, and you won't be charged again. You can also delete your account from your dashboard at any time.